Quick guide to use UPI Lite on Paytm, PhonePe, GPay

UPI Lite is a condensed version of the Unified Payments Interface (UPI) designed for low-value transactions. It allows users to deposit up to Rs 2,000 twice a day, with a daily limit of Rs 4,000. Users can make payments without entering their UPI PIN once they’ve topped off their UPI Lite balance.100

UPI Lite has been offered by well-known payment gateways like Google Pay, PhonePe, and Paytm in an effort to meet the demands of customers conducting low-value transactions. With a daily transaction limit of Rs 200 per transaction, this condensed version of the Unified Payments Interface (UPI) is intended for simple, minor purchases.

Users must carry out a few easy actions to begin using UPI Lite.

Using Google Pay

    Google Pay should be opened.
    In the upper right corner, tap your profile image to access it.
    Then, choose “Pay Pin Free UPI Lite.”
    To add money (up to Rs 2,000) to your UPI Lite balance, follow the on-screen instructions.
    Select a bank account that is UPI Lite compatible and qualified.
    You may make payments of up to Rs 200 without entering your UPI PIN once you’ve topped off your UPI Lite balance with money.

Using PhonePe

    Launch the PhonePe app.
    On the app’s home screen, choose “UPI Lite” or look for it in your profile’s Payment Methods section.
    To add money (up to Rs 2,000) to your UPI Lite balance, follow the on-screen instructions.
    Once you’ve contributed money, you may make payments up to Rs 200 without using your UPI PIN.

Using Paytm

    Activate the Paytm app.
    Look for and choose the “Introducing UPI Lite” link on the Home page.
    Choose a bank account that is connected and that accepts Paytm UPI Lite.
    Fund your UPI Lite account.
    Once you’ve added funds, you may send payments to recipients by scanning QR codes or by using cellphone numbers associated with UPI IDs.

Advantages of UPI Lite

For those who make little payments regularly, UPI Lite is a great option. UPI Lite users can deposit up to Rs 2,000 twice a day, with a daily ceiling of Rs 4,000, for flexibility and convenience. Users may also cancel UPI Lite or transfer money to their bank account without penalty.

Conclusion

UPI Lite is a condensed version of the Unified Payments Interface (UPI) designed for low-value transactions. It has a daily transaction limit of Rs 200 per transaction and is intended for simple, minor purchases. To use UPI Lite, users need to open Google Pay, tap their profile image, and choose “Pay Pin Free UPI Lite.” They can add money (up to Rs 2,000) to their UPI Lite balance and make payments up to Rs 200 without entering their UPI PIN.

PhonePe users can launch the PhonePe app and choose “UPI Lite” or find it in their profile’s Payment Methods section. They can make payments up to Rs 200 without using their UPI PIN.

Paytm users can activate the app, select the “Introducing UPI Lite” link, choose a bank account that accepts Paytm UPI Lite, and fund their UPI Lite account. They can send payments to recipients by scanning QR codes or using cellphone numbers associated with UPI IDs.